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Digital Public Infrastructure: Identity, Payments and Data Exchange

PaymentsBy: Ahmadreza Ahmadi2 min readSource: World Bank
Digital Public Infrastructure: Identity, Payments and Data Exchange

1Introduction

Digital public infrastructure (DPI) refers to shared systems society can build services on. The World Bank highlights digital ID, digital payments and consented data sharing.

2Discussion

When interoperable and secure, DPI lets governments deliver transfers faster with less leakage and lowers identification and payment costs for the private sector.

3Conclusion

For fintechs, DPI means not building ID or payment rails from scratch; competition shifts to service quality. Data protection and good governance remain conditions for trust.

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Sources

  1. World Bank — Digital Public Infrastructure ↗
همفکران فناوری شریفThis article summarises the official sources cited, prepared by the Hamfekran Fanavari Sharif team for finance leaders.
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