همفکران فناوری شریف
1Introduction
The ECB describes the digital euro as a digital form of central bank cash that everyone in the euro area could use for everyday payments, online and offline.
2Discussion
After its investigation phase, the ECB began a preparation phase in November 2023 covering the rulebook, provider selection and experimentation. Any issuance decision depends on adoption of the EU legal framework.
3Conclusion
Key design features include privacy, free basic use and holding limits to prevent sudden deposit outflows from banks.
Sources
همفکران فناوری شریفThis article summarises the official sources cited, prepared by the Hamfekran Fanavari Sharif team for finance leaders.
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