همفکران فناوری شریف
1Introduction
QR codes let merchants accept payments without a card terminal — the customer scans and pays in a bank or wallet app.
2Discussion
For small shops and service businesses, removing terminal costs is a real advantage, and automatic records simplify accounting.
3Conclusion
Fake stickers over genuine codes are a real risk. Showing the merchant name before confirmation, dynamic codes and customer education reduce it.
Sources
همفکران فناوری شریفThis article summarises the official sources cited, prepared by the Hamfekran Fanavari Sharif team for finance leaders.
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