1Introduction
The digital rial is a digital form of national currency, a direct liability of the central bank, piloted by the CBI.
2Discussion
Typical goals include lower cash-handling costs, programmable payments such as targeted subsidies, and greater transparency.
3Conclusion
Open questions remain: user privacy, the role of commercial banks, and how businesses should prepare their payment systems.
Sources
همفکران فناوری شریفThis article summarises the official sources cited, prepared by the Hamfekran Fanavari Sharif team for finance leaders.
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همفکران فناوری شریف


