1Introduction
Many banking systems are monolithic: every function lives in one large, tightly coupled application, so even small changes require testing and releasing the whole system.
2Discussion
Microservices split the system into small, independent services — accounts, payments, authentication — communicating through APIs and deployable and scalable on their own.
Benefits include frequent low-risk releases, targeted scaling and resilience, since one failing service need not stop the whole; containers, orchestration and API gateways make it practical.
3Conclusion
New complexities include distributed transactions, unified observability and inter-service security. The recommended path is gradual migration using the Strangler Fig pattern rather than a big-bang rewrite.
Sources
همفکران فناوری شریفThis article summarises the official sources cited, prepared by the Hamfekran Fanavari Sharif team for finance leaders.
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