همفکران فناوری شریف
1Introduction
In May 2026 the Cambridge Centre for Alternative Finance (CCAF) at Cambridge Judge Business School published its 2026 Global AI in Financial Services Report, based on surveys of financial firms, technology vendors and 130 regulatory authorities.
2Discussion
Fintechs lead incumbents in advanced AI adoption (47% vs 30%) and in reaching a transforming stage (19% vs 6%). Workforce preparedness and investment levels are the key differentiators.
Yet only 14% of industry respondents see AI as transformational to their strategy and competitive advantage, signalling an integration gap. GenAI and agentic AI are identified as the clearest frontiers, with lower adoption barriers than traditional machine learning.
Among regulators, 48% are still exploring or not engaged with AI, 33% are piloting and 18% scaling. Regulators are more concerned than industry about concentration (43% vs 28%).
3Conclusion
The report warns that rapid deployment of agentic AI compounds cyber vulnerabilities and makes manual oversight less effective, with loss of human oversight ranking among the top AI risks cited.
Sources
