همفکران فناوری شریف
1Introduction
BNPL lets customers split purchases into short instalments while merchants are paid upfront.
2Discussion
It increases conversion and basket size; several such services have launched in Iran.
3Conclusion
The main risk is users stacking debt across providers; strong scoring, transparent terms and credit-bureau data sharing are essential.
Sources
همفکران فناوری شریفThis article summarises the official sources cited, prepared by the Hamfekran Fanavari Sharif team for finance leaders.
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