Fintech · 2 min readKey financial KPIs: the dashboard every finance manager needsFinance leaders need a few accurate, timely indicators that show financial health at a glance.

Fintech · 2 min readIntegrating petty cash with accounting software: from receipt photo to journal entryManual transfer of petty-cash expenses causes errors and delays; integration automates and traces the path.

Fintech · 2 min readPetty-cash policy and approval workflowsPetty cash without clear rules breeds discrepancies; written policy and system approvals create transparency.

AI · 2 min readAI receipt reading: the end of manual expense entryOCR and machine learning extract receipt data in seconds, removing manual-entry errors.

Fintech · 2 min readSmart contracts: uses, limits and legal considerationsSmart contracts automate obligations, but code bugs and legal ambiguity can be costly.

Payments · 2 min readCross-border payments: challenges and new approachesInternational transfers remain slow and costly; new technology and regional cooperation aim to reduce friction.

Regulation & security · 2 min readE-wallets: role, regulation and opportunities in the payment systemE-wallets simplify micro-payments, but operate within central-bank rules.

Fintech · 2 min readOperational budgeting and cost control: from plan to real-time monitoringA budget matters only if execution is tracked continuously; technology exposes the gap between plan and reality.

Fintech · 2 min readCorporate liquidity management: cash-flow forecasting and lower funding costsCash shortages can sink even profitable firms; accurate forecasting is the main defence.

Digital money · 2 min readAsset tokenisation: the future of digital ownership and capital marketsTokenisation turns real assets into tradable digital units and widens access to investment.

Payments · 2 min readIran’s card payment network: the architecture of Shetab and ShaparakShetab and Shaparak form the backbone of Iran’s electronic payments; understanding them is essential for any payments business.

Regulation & security · 2 min readInternal control and continuous auditing: technology’s role in preventing financial fraudInstead of periodic sampling, continuous auditing evaluates every transaction automatically and in real time.

Fintech · 2 min readDigital BNPL: a sales opportunity and a debt riskBuy now, pay later lifts online sales, but without proper scoring it can lead to accumulated debt.

Fintech · 2 min readE-invoicing and the taxpayer system: are businesses ready?With mandatory e-invoices, financial software must connect to the taxpayer system. Early preparation avoids penalties.

Payments · 2 min readRetail payments, PAYA and SATNA: how settlement worksBehind every interbank transfer are systems that set settlement time and cost. Understanding them is essential for financial product design.

Payments · 2 min readDigital rial: goals and open questionsA central bank digital currency could make payments more efficient, but privacy and the role of banks remain open questions.

Payments · 2 min readQR payments: an opportunity for small merchantsQR payments lower acceptance costs for small businesses, but security and UX must be taken seriously.

Fintech · 2 min readControlling running costs under inflation with smart petty cashUnder high inflation, small frequent expenses spiral. Real-time capture and limits stop budget leakage.

Regulation & security · 2 min readE-wallets and central bank oversightE-wallets speed up micro-payments; the regulator sets rules on KYC tiers, balance limits and settlement.

Regulation & security · 2 min readBuy now, pay later in Iran: fast growth and regulatory questionsBNPL services are spreading quickly; what they offer merchants and which risks need managing.

Digital money · 2 min readDigital rial: national money in digital formThe Central Bank of Iran has piloted a centrally issued digital rial. How does it differ from crypto and bank wallets?

Digital money · 2 min readSingapore’s Project Guardian: Testing Asset Tokenisation with IndustrySince 2022 the Monetary Authority of Singapore has worked with major institutions to pilot tokenised bonds, funds and payments.

Payments · 2 min readFedNow: The US Federal Reserve’s Instant Payment ServiceThe Federal Reserve launched FedNow in July 2023 so banks of all sizes can offer instant payments.

Payments · 2 min readThe Digital Euro: Where Does the ECB Stand?The ECB has been designing a digital euro, a digital form of cash for everyday payments.

Digital money · 2 min readProject Agorá: Tokenised Bank and Central Bank Money on One PlatformThe BIS, seven central banks and dozens of private firms are testing whether tokenisation can improve cross-border payments.

Fintech · 2 min readMobile Money: Financial Services for the UnbankedIn many developing economies, mobile money has become the main way people pay and save.

Payments · 2 min readBrazil’s Pix: The Instant Payment System Built by a Central BankLaunched by Brazil’s central bank in 2020, Pix made free instant payments an everyday habit.

Payments · 2 min readIndia’s UPI: How Public Payment Infrastructure Changed PaymentsIndia’s Unified Payments Interface enables instant interbank payments with simple identifiers and has become one of the world’s most used payment systems.

Payments · 2 min readThe G20 Roadmap for Cheaper, Faster Cross-Border PaymentsThe FSB has set quantitative 2027 targets for cost, speed, access and transparency in international payments.

Digital money · 2 min readProject mBridge: Testing Cross-Border Payments with CBDCsSeveral central banks, with the BIS, built a shared platform for instant cross-border settlement in central bank digital currency.

Payments · 2 min readFast Payments: Infrastructure for Economic GrowthThe World Bank explains what defines fast payment systems and how they boost growth and inclusion by freeing up liquidity.

Digital money · 2 min readCentral Bank Digital Currencies: 91% of Central Banks Are ExploringA BIS survey of 93 central banks shows CBDC work remained strong in 2024.